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Apple Eyes New Uses for NFC Beyond iPhone Payments

Consumers are just starting to use Apple Pay to make purchases at cash registers and online stores. But Apple representatives have also talked to potential partners about using the technology behind Apple Pay for other sorts of transactions, including building security access and accepting tickets at public transit turnstiles.

The Apple representatives have talked to technology providers like HID Global and Cubic, which enable secure access to buildings and transit fare systems, respectively, said people briefed on the discussions. Spokespeople for the companies declined to comment about any discussions with Apple, but executives there discussed how they could integrate their systems with the iPhone.

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For Mr. Cole, the “killer” app for transit is one in which a transit system app can predict whether commuter’s bus or train is likely to be late and offers them alternative routes and ways to buy tickets.

Amir Efrati commented on this article.
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Some in the payments industry speculate that Apple is saving space in the iPhone’s secure element for other kinds of cards, possibly its own card to help people get loyalty points at retailers.